 Are you rich? A wealthy lifestyle is more than a big checking account or a car with heated leather seats. Studies repeatedly show that intangibles like being married to your best friend, feeling connected to the community, and good health is what puts that special kick in your step. This article provides insight into being rich today and also guidance on being rich in little ways - not just assessing your liquid assets.
The "Equator Principles"
A financial industry benchmark for determining,
assessing and managing social & environmental risk in
project financing. The Equator Principles Financial Institutions (EPFIs) adopted these
Principles in order to ensure that the projects they finance are developed in a manner that is
socially responsible and reflect sound environmental management practices. You may want to consider the Equator Principles in your portfolio management.
Retiree health care could bankrupt governments. What is the story behind these scary headlines? According to Standard and Poors estimates the country's total unfunded public pension debt at around $285 billion. JP Morgan projects the present value of unfunded health care and other non-pension benefits at between $600 billion and $1.3 trillion. If you are looking for reasons to become more involved in your retirement investing, read on.
More and more employees are investing in their futures through 401(k) plans. Employees who participate in 401(k) plans assume responsibility for their retirement income by contributing part of their salary and, in many instances, by directing their own investments. If you are among those who direct your investments, you will need to consider the investment objectives, the risk and return characteristics, and the performance over time of each investment option offered by your plan in order to make sound investment decisions.This booklet from the Department of Labor helps you understand fees and expenses that will affect your investment returns and will impact your retirement income.
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